加州理工學院是世界上最頂尖的大學之一，始建于1891年，坐落于美國加利福尼亞州洛杉磯東北郊的帕薩迪納市，是世界著名私立研究型大學，是公認最為典型的精英學府之一。作為世界頂尖大學，加州理工學院費用極高，但為學生們提供了很多的經濟援助形式，以緩解學生們的經濟壓力。那么接下來就一起來看看加州理工學院獎學金信息的介紹，希望對大家有所幫助。

　　TYPES OF AID

　　Financial aid is available to all students to help cover the cost of

　　attending Caltech. There are three main types of aid offered at Caltech:

　　一、加州理工學院本科學生經濟援助

　　經濟援助是提供給所有學生，以幫助其負擔起加州理工學院學習費用的。在加州理工學院，提供單重主要類型的經濟援助：

　　Grants & Scholarships - monetary gifts that are based on demonstrated

　　financial need

　　The majority of financial aid awarded to Caltech undergraduates comes from

　　grants. Grants are considered "gift aid": they do not have to repaid or earned.

　　Because of this, grants are the most beneficial form of financial aid.

　　All scholarships and grants at Caltech are need-based, as the Institute

　　does not have a merit aid program. Undergraduate students who fill out a

　　financial aid application will be automatically considered for scholarships and

　　grants from Caltech and the federal government. Grants are also available from

　　state governments, but the application process varies by state.

　　1、助學金和獎學金 - 在證明所需資金基礎上提供的經濟捐贈

　　授予給加州理工學院本科學生的大部分經濟援助來源于助學金。助學金被認為是一種捐助援助：不需要償還或者是賺取。也正是因為如此，助學金是所有經濟援助中最有利的。

　　加州理工學院所有的獎學金和助學金都是按照需求頒發(fā)的，因為學校沒有優(yōu)異獎學金計劃。填寫了經濟援助申請的本科學生將會自動成為加州理工學院以及聯(lián)邦政府獎學金和助學金的候選人。各州政府也可能會提供助學金，但是申請過程各不相同。

　　Work-Study - an allotment of money that needs to be earned each year by

　　working on-campus or at other eligible institutions

　　Work-Study is a financial aid program that allows students to earn money

　　for their college expenses through work. Students who participate in the

　　Work-Study program also gain valuable job experience.

　　As a need-based program, all undergraduate students who submit a financial

　　aid application will be considered for Work-Study. Students are typically

　　awarded $2,500 of Work-Study per year. Freshmen will only be awarded $1,350,

　　since they are not permitted to work during the fall term.

　　Federal Work-Study

　　Federal Work-Study is available to students who qualify for federal

　　financial aid (most domestic students). Under the Federal Work-Study program,

　　students may earn money by working for:

　　Caltech

　　Public agencies--including Caltech's Jet Propulsion Laboratory (JPL)

　　Caltech Y

　　Wages earned under the Federal Work-Study program are subsidized by the

　　federal government. The government will pay 75% of a student's wages, leaving

　　the hiring department to pay the remaining 25%.

　　Caltech Work-Study

　　The Caltech Work-Study is designed to parallel the Federal Work-Study

　　program, making Work-Study funds available to students who do not qualify for

　　federal financial aid (including most international students). There are a few

　　differences between the two programs, though. Students who receive Caltech

　　Work-Study may only earn money by working for:

　　Caltech

　　The Jet Propulsion Laboratory

　　Wages earned under the Caltech Work-Study program are subsidized by

　　Caltech's financial aid fund. The fund will pay 60% of a student's wages,

　　leaving the hiring department to pay the remaining 40%.

　　Student Employment

　　Student Employment is generally available to all students regardless of

　　whether or not they apply for financial aid. The Caltech Career Development

　　Center is happy to assist students in finding part-time jobs. Students typically

　　work an average of 4-10 hours per week. Students may not work for more than 16

　　hours per week. First-year students may not work during fall term.

　　2、勤工儉學 - 屬于分配的資金援助，但是需要通過每一年在校內或者其他符合要求的組織的勤工儉學來賺取

　　勤工儉學是讓學生通過工作為自己的大學費用獲得更多的資金支持的一種經濟援助計劃。參加了勤工儉學計劃的學生同時也獲得了極具價值的工作經驗。

　　作為一個按照學生需求分配的經濟援助計劃，遞交了經濟援助申請的所有本科學生都將成為勤工儉學計劃的候選人。通常學生一年勤工儉學可以獲得$2,500，而大學新生一般只獲得$1,350，因為他們不允許在秋季學期勤工儉學。

　　聯(lián)邦勤工儉學：

　　聯(lián)邦勤工儉學計劃提供給符合聯(lián)邦經濟援助(大部分國內學生)的學生。在聯(lián)邦勤工儉學計劃中，學生可以通過為以下組織工作來獲得工資：

　　- 加州理工學院;

　　- 公立機構——包括加州理工學院的噴氣推進實驗室(JPL);

　　- 加州理工學院Y。

　　在聯(lián)邦勤工儉學計劃中獲得的工資是由聯(lián)邦政府提供的津貼。政府將會支付75%的學生工資，雇傭部門單位將會支付剩下的25%.

　　加州理工學院勤工儉學：

　　加州理工學院勤工儉學計劃旨在與聯(lián)邦勤工儉學計劃對應，提供勤工儉學機會給那么不符合聯(lián)邦勤工儉學經濟援助的學生(包括大部分的國際學生)。這兩個項目之間存在著些許不同。獲得加州理工學院勤工儉學機會的學生只有為以下組織單位工作才會獲得工資：

　　- 加州理工學院;

　　- 加州理工學院的噴氣推進實驗室(JPL)。

　　加州理工學院勤工儉學計劃中獲得的工資是由加州理工學院經濟援助基金提供的津貼。該基金將會支付60%的學生工資，雇傭部門單位將會支付剩下的40%.

　　學生雇用勞動：

　　學生雇用勞動通常是提供給所有的學生，無論他是不是申請經濟援助。加州理工學院職業(yè)發(fā)展中心很高興去幫助學生來找到兼職工作。通常情況下，學生每一個星期平均工作4-10個小時，并且每一個星期的工作時間最多不能夠超過16個小時。第一年學生在秋季學期期間是不能夠工作兼職的。

　　Loans - borrowed money that will need to be repaid with interest after

　　leaving school

　　Loans can be an invaluable resource for financing an education. While loans

　　are a type of financial aid, they are not a gift like grants and scholarships,

　　since loans need to be repaid eventually. Loans are mostly a tool for liquidity

　　management: they allow you to postpone paying for a portion of your education.

　　For the class that graduated in 2014-15, 39 percent graduated with educational

　　debt. The average debt at graduation was $20,667. See more borrowing

　　statistics.

　　All financial aid applicants are considered for a need-based loan from the

　　Federal Perkins Loan or Caltech Loan programs. If you need additional funding,

　　more federal loans are available through the Federal Stafford Loan and Federal

　　PLUS Loan programs. You may also choose to search for loans on the private

　　lending market.

　　After filling out a financial aid application, undergraduate students will

　　be considered for all three types of aid. Graduate students are only eligible

　　for loan funding.

　　3、貸款 - 借款，在完成學業(yè)離開學校之后需要連同利息一起償還

　　在一定程度上來說，貸款是資助教育的一個及其有用的資金來源。雖然貸款也屬于一種經濟援助類型，但是它不像助學金和獎學金那樣屬于捐助資金，因為貸款最終是需要償還的。貸款主要是流動資金管理的一個工具：它允許你推遲支付你的部分教育費用。對于在2014-15年畢業(yè)的學生來說，39%的畢業(yè)生有教育債務。在畢業(yè)時的平均債務為$20,667。

　　所有的經濟援助申請者可以從聯(lián)邦帕金斯貸款或者加州理工學院貸款項目中考慮按需分配的貸款。如果你需要額外的資助，更多的聯(lián)邦貸款計劃通過聯(lián)邦斯塔福德貸款以及聯(lián)邦PLUS貸款項目提供。當然，你也可以選擇在私人貸款市場來搜索合適的貸款計劃。

　　在填寫了經濟援助申請之后，本科學生將會成為這三種類型的經濟援助的候選人。研究生學生只具備申請貸款資助的資格。

　　OUTSIDE SCHOLARSHIPS

　　Outside scholarships are gifts that are awarded by external businesses and

　　entities. Outside scholarships are similar to grants as they do not generally

　　need to be repaid or earned through work. Award amounts, eligibility criteria

　　and application procedures will vary by scholarship program.

　　You may be awarded Work-Study and loans as part of your financial aid

　　package. These types of financial aid are considered "self-help" aid, as they

　　need to be earned or repaid, respectively. Any outside scholarships you earn

　　will be used to replace your Work-Study and loan funds. This will reduce (or

　　even eliminate) the amount of money you will need to earn in school or repay

　　afterwards.

　　If you are receiving need-based financial aid from Caltech, outside

　　scholarship funds cannot be used to reduce your family's expected contribution.

　　Your total financial aid, including outside resources, cannot exceed your

　　demonstrated financial need. Any scholarship funds that remain after replacing

　　all of the awards listed above will be used to offset a portion of your Caltech

　　Scholarship.

　　Because of these restrictions, adding an outside scholarship to your

　　package cannot increase the quantity of funds available to you. Outside

　　scholarships can only improve the quality of your package by replacing your

　　self-help aid with gift aid.

　　二、外界獎學金

　　外部獎學金是由外界企業(yè)或者實體捐贈。外界獎學金與助學金一樣，因為他們通常是不需要償還或者是通過工作建筑賺取的資金。各個獎學金項目的授予額度、條件標準以及申請程序各不相同。

　　你可能會獲得勤工儉學或者貸款，作為你的經濟援助方案的一部分。這些類型的經濟援助被認為是自助援助，因為他們需要靠勞動賺取或者是需要償還。你獲得的任何外部獎學金將會用來取代你的勤工儉學和貸款資助。這將會減少你在學校需要賺取或者是日后需要償還的資金額度。

　　如果你從加州理工學院獲得了按需分配的經濟援助，外部獎學金資助不能用來減少你家庭的預期貢獻。你的經濟援助總額，包括外部資金來源，不能夠超過你所證明的經濟援助需求。在取代上述列出的所有獎勵之后，剩下的任何獎學金資金將會用來彌補你的部分加州理工學院獎學金。

　　因為這些限制，增加一個外部獎學金到你的經濟援助計劃中不能夠增加提供給你的資助數(shù)量。外部獎學金只能夠通過使用捐助資金來取代自助援助提高你的經濟援助計劃數(shù)量。

　　VETERAN'S BENEFITS

　　For more comprehensive information on Veteran’s Educational Benefits at

　　Caltech, visit the Veteran’s Benefits page on the Caltech Registrar’s

　　website.

　　Post 9/11 GI Bill

　　The Yellow Ribbon Program

　　Note: Veteran’s educational benefits are treated like other outside awards

　　in that they can reduce or replace the self-help (loan and/or work) portion of

　　the aid package. Veteran’s benefits do not reduce or replace the calculated

　　Estimated Family Contribution (EFC) in the determination of eligibility for

　　need-based Caltech financial aid.

　　Since interpretation of regulations governing veterans’ benefits is subject

　　to change, veterans and their dependents should correspond directly with the

　　Department of Veterans Affairs.

　　以上就是對加州理工學院獎學金的簡單介紹，希望對同學們有所幫助。美國一直都是中國留學生留學選擇最熱門的國家，對于簽證、院校、專業(yè)、就業(yè)前景、費用等問題也是留學生非常關心的問題，在相關資訊中會為留學生逐一介紹，希望同學們持續(xù)關注，有相關問題也可以咨詢IDP留學專家，在這里衷心的祝愿留學生順利出國深造，學有所成。
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